来源:酷跑财经网 | 2022-10-21 15:48:15 |
到期还款日什么意思?
信用卡到期还款日,是指发卡银行规定的持卡人使用信用卡透支消费后,归还应付款项的最后日期。银行在核发信用卡时,会确定该信用卡的还款日,不同人申请到的信用卡还款日可能不一样,持卡人可以根据发卡银行的规定对还款日进行调整。
另外,和信用卡还款日关系密切的还有一个信用卡账单日,是发卡银行规定的,对信用卡账户当期发生的各项交易、费用进行汇总结算、结计利息的日期。
到期还款日包括当天吗?
信用卡的到期还款日是包括当天的,只要在当天24点之前还款,就都会算在到期还款日。
未能在到期还款日之前还款的持卡人,将会被信用卡发卡行收取滞纳金,当天还款不包括在内。
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